2024-02-16 23:12:00
With the school season underway, it is vital to ensure you enter 2024 on solid financial footing. The key to achieving this lies in maintaining active control over our credit history. This will allow us to make well-informed financial decisions during this festive season and, if a positive result is obtained, access mortgage or vehicle loans.
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Knowing your credit score for free
To know your credit score for free, the Equifax portal is an excellent option. Although you can obtain basic information by registering with your ID and email, keep in mind that the credit report in Infocorp provides more relevant details for you. Below, we explain the steps to know your credit score for free:
How do I know if I have debts in Infocorp with only my ID?
- Enter the Equifax portal.
- Register by providing your ID and information such as your email.
- Access this link to obtain more information about your FREE report.
- Although you can know your bank score for free, there is also the option of accessing a complete report for the cost of S/29.90. After a few minutes, you will receive a message in your email with all the information.
Sentinel: Check your debt history
Sentinel Perú offers an alert platform that provides a detailed report on your debts, including amounts, dates, and your credit rating. Follow these steps to access:
- Go to the official Sentinel website and create your account if you don’t have one yet.
- Complete the required information and you will receive a confirmation email.
- Once the process is completed, the platform will provide you with details of the corresponding month, showing a list of the entities with which you have financial ties, the amount of debt and its rating.
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How do I find out if I have debts, via SBS?
- Visit the official SBS website.
- Select the ‘SBS debt report’ option.
- Log in to your account or register if you don’t have one yet.
- After completing these steps, you will be able to view the requested information.
Infocorp: Consequences of not paying your debts on time
If you do not meet your financial commitments, unfortunately, you will face difficulties in accessing bank loans due to poor ratings in the system. If you experience problems paying your debts, contact the corresponding entity to seek a conciliation and regularize your financial situation.
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