The official newspaper El Peruano published the law that will allow contributors to carry out the AFP retreat up to $/18,400 of your pension fund, that is, equivalent to 4UIT. “We believe that the important benefit will help more than 8 million workers who are currently affiliated with the AFPI am proud to be the first elected president to affix his signature to a regulation like this”, Pedro Castillo specified seconds after signing the autograph.
MIRA – AFP withdrawal of up to 4 UIT: what follows after the enactment of the law?
In Trade You will know all the details of this new retirement and who will be able to collect it in their respective pension fund.
When does the AFP 2022 withdrawal schedule come out?
After the publication of El Peruana, the Superintendence of Banking and Insurance has a maximum of 15 working days to draw up a schedule that indicates the withdrawal request dates for each contributor.
Who will be able to collect the AFP in 2022
The law indicates that all members, whether they are active contributors or not, can withdraw their money from the fund.
How much money can be withdrawn from the AFP
It is worth mentioning that this withdrawal will not be made in a single deposit, but will have up to three disbursements. In the following lines we explain it to you:
- First disbursement of up to 1 UIT: within a maximum period of 30 calendar days after submitting the request to the AFP.
- Second disbursement of up to 1 UIT: within a maximum period of 30 calendar days after the first disbursement.
- Third disbursement for the remaining requested amount of up to 2 UIT: within a maximum period of 30 calendar days after the third disbursement.
What the SBS says about the withdrawal of AFP 2022
This was what the SBS days before President Pedro Castillo signed the autograph that allows the withdrawal of AFP for this 2022.
What happens if my employer makes my contribution for the month after the deadline?
Your employer must make the payment of your contributions until the 5th. working day of the month following the working day. If you do not do so within this period, you must assume the payment of default interest, which will enter your pension fund.
What happens if my employer does not pay my contribution for the month?
If your employer does not pay your contribution, AFP Integra will carry out the corresponding administrative and/or judicial collection procedures in order to recover your contributions. This, in addition, could affect some of your benefits, such as, for example, your pension insurance coverage could be suspended until payments are regularized. find out more here.
What happens to my money if I stop working and therefore stop contributing monthly to the AFP?
If you stop working and contributing to the AFP, the money accumulated in your pension fund continues to be yours and gains profitability. However, you should know that some of your benefits would be affected, for example, your pension insurance coverage is deactivated after 4 months without contributing.
How do I get my insurance coverage back?
Your insurance coverage will be active as long as you have made 4 contributions within the last 8 months before the accident, therefore, to recover your insurance coverage, you must contribute again to the AFP.