AFP Withdrawal Approved: Who Can Access Funds and How to Calculate Payments – Latest Updates

2024-03-26 02:01:00

With 17 votes in favor and 3 against, the Economy Commission approved the seventh withdrawal from the pension fund of up to 4 UIT after delaying its meeting until this Monday, March 25. In the following note you will be able to find out who are the members of the pension system who will be able to access the withdrawal of their money and other important details of what has just been agreed upon.

Who will be able to access the withdrawal of their AFP?

To know exactly which affiliates will be able to obtain their money on the indicated dates, we must use an official document approved by the Economic Commission. In it you can read that the law in question authorizes all members of the Private Pension Fund Administration System to withdraw their funds accumulated in their individual capitalization accounts “without exception.”

That is, all affiliates will have the withdrawal of their money at their disposal. However, they will have to follow a process to be able to do it. It should be noted that the Superintendency of Banking, Insurance and Private Pension Fund Administrators still has to determine this process in a period of no more than 15 calendar days. Likewise, the law must be debated again and put to a vote in the Congress of the Republic.

How to access the AFP withdrawal?

According to the same official document, affiliates must submit their requests in person or virtually within 90 days after the publication of the rule. If approved, the first two payments will be for 1 UIT. The first, 30 calendar days after the application is approved and the second 30 days after the first. Finally, the third payment will be 2 UIT and will happen 30 days after the second. It is necessary to mention that you can also withdraw from the withdrawal by requesting it from the private pension fund administrator 10 days before disbursement.

As mentioned, the Superintendency of Banking, Insurance and Private Pension Fund Administrators has yet to present the official procedure with greater details.

The official text that was approved by the Economy Commission and that will be debated in Congress.

How do I know how much I have accumulated in my pension fund?

• AFP Integra: if you are a member of this administrator, you can enter the following link: www.afpintegra.pe/iniciar-sesion.
• AFP Premium: Enter the following page that we place below: and in “My account” you enter your ID number and password.
• AFP Habitat: to review the account status in this AFP you must go to www.afphabitat.com.pe/mi-cuenta.
• Profuturo AFP: if you are an affiliate of this AFP you can log in to see your account statement.

How to calculate a payment with the value of a UIT in 2024?

If you are thinking of calculating an amount to make a payment with the new value of the UIT, which would be S/5,150, you will only have to multiply this figure by the amount of UIT that you need to cancel. In this way, if you must pay a value of 2 UIT, you only have to multiply 2 by S/5,150, so you will obtain S/10,300 as a result. Likewise, we present the ITU calculator that the State has made available to citizens and you can find it through this LINK.

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