BancoEstado is currently running a promotional campaign through its digital payment application, RutPay, offering 100 customers a chance to win up to $2,400,000 each in supermarket rebates for the 2027 calendar year, El Mostrador reported.
The Bottom Line
- The Campaign Mechanics: Users must complete at least one valid RutPay transaction between October 1 and October 31, 2026, to secure an entry into the drawing pool.
- The Prize Structure: A total of 100 winners will receive monthly reimbursements of up to $200,000 for purchases at participating supermarket chains throughout 2027, deposited directly into their CuentaRUT accounts.
- Drawing Timeline: BancoEstado scheduled three distinct selection dates, having already executed draws on October 8 (10 winners) and October 15 (20 winners), with a final drawing for the remaining 70 beneficiaries set for November 2, 2026, according to 13.cl.
Qualifying Transactions and Digital Channels
The promotion targets retail clients over the age of 18 who hold an active CuentaRUT and maintain the official BancoEstado mobile application installed on their smartphones. To accumulate drawing entries, customers must execute transactions via specific digital modalities embedded within the bank’s ecosystem. Eligible operations include QR code payments at participating merchant locations, transactions processed through RutPay MiPYME, and checkouts executed using the RutPay Payment Button, Compraquí, and CajaVecina channels.
In addition to standard retail purchases, participants can secure supplementary entries by leveraging secondary platform features. According to 13.cl, users earn a single additional entry for utilizing Pasaje QR and another for executing a successful funds transfer through RutPay. These bonus opportunities are capped at one per campaign feature, regardless of how frequently the user repeats the action before the October 31 cutoff date.
| Drawing Date | Winners Selected | Cumulative Winners |
|---|---|---|
| October 8, 2026 | 10 | 10 |
| November 2, 2026 | 70 | 100 |
Prize Disbursement and Acceptance Protocol
While the promotional marketing highlights the incentive as a year of complimentary groceries, the financial structure relies entirely on a reimbursement model rather than upfront capital grants. Beneficiaries will fund their initial grocery shopping trips at participating chains during 2027 and subsequently receive cash-back injections deposited into their CuentaRUT accounts. Each winner faces a strict monthly ceiling of $200,000, capping the total annual relief at $2.4 millones per person.
Administrative compliance remains stringent following the selection process. 13.cl noted that winners must formally accept their prize within two business days following the initial successful contact attempt by BancoEstado. Failure to meet this response window voids the award, empowering the organizing entity—identified in the official rules as LFI SpA—to reallocate the prize to an alternate runner-up.
