Finéa “Tatwir TPME”, a gateway to public procurement – Today Morocco

2023-06-16 11:00:19

SME users of the platform will have free access to useful information as well as rewarding training and structuring support facilitating their access to public procurement.


Facilitating the accessibility of VSMEs to public procurement is the main purpose of the new “Tatwir TPME” platform. Launched by Finéa, a subsidiary of the CDG Group, this digital platform provides easier understanding of the specificities of the administrative circuits of public principals through an innovative approach that provides these companies with non-financial services with high added value. In this regard, VSME users of the platform will have free access to useful information as well as to rewarding training and structuring support. These characteristics were highlighted by Latifa Echihabi, General Secretary of CDG and President of Finéa. “The purpose of Tatwir TPME is to support training, the creation and takeover of businesses as well as entrepreneurial know-how by allowing TPME to significantly increase their ability to access financing for their cash flow and growth needs. “, can we report to Ms. Echihabi. And to continue: “We are convinced of the usefulness of the Tatwir TPME platform. The accompaniment and the non-financial support that it will bring to these companies through the acquisition by their leaders of new skills will allow them to glimpse the future of the company with more confidence and serenity by broadening their knowledge. in various fields in terms of managerial know-how and interpersonal skills”.

The main features of the platform

Referring to Finéa, the Tatwir platform reinforces the usefulness of its intervention for the benefit of these business segments with the main operational objectives of creating the best conditions for optimizing information with and between VSMEs. “It’s a great initiative that is underway. Its particularity lies in the fact that it is initiated by an atypical structure. This platform was designed by capturing the needs expressed by the companies that are followed by Finéa”, assures for his part Khalid El Kaoumi, Deputy Managing Director in charge of the Commitments and Operations Division of Finéa. And to recall that “advice has always been part of the Finéa offer for the benefit of the TPME”. By setting up this platform, Finéa offers VSMEs an opportunity to strengthen their capacities as well as to develop a professional language vis-à-vis their interlocutor allowing better communication with the various stakeholders. The mission is also to strengthen the competitiveness of VSMEs and facilitate their access to financing as well as to promote their access to markets sponsored by public and private principals through the development of business relations between principals. and suppliers. Representatives of Finéa stressed in this regard that professional exchanges will be established through a simple and scalable interface. This will encourage cooperation between the different members and promote a common culture of sharing and networking.

Waiting for the “Small Business Act”

The launch of the platform was an opportunity to start the cycle of webinars that will also be screened on the platform. The inaugural conference focused on public procurement, a vector of economic and social development. A topical issue since the launch of the platform coincides with the entry into force of decree 2.22.431 relating to public procurement scheduled for September 1, 2023, i.e. six months after its publication in the Official Bulletin. This text indeed comes to reform the market of the public order, and this by setting up a unified framework. The provisions laid down thus tend to strengthen transparency, improve the business climate, broaden the spectrum to small businesses and self-employed entrepreneurs as well as enshrine the principle of national preference. It should be noted that Morocco attaches importance to public investment. Evidenced by the colossal budgets mobilized each fiscal year. In 2023, 300 billion dirhams have been committed to support Morocco’s economic and social development, marking an increase of 22%. All this dynamic has been welcomed by the private sector. However, employers remain unsatisfied with the creation of an integrated ecosystem for VSMEs. Speaking in this regard, Mohammed Talal, chairman of the TPE-PME committee at the House of Representatives, underlined the importance of this, emphasizing the need to create an observatory dedicated to the TPME, to strengthen control as well as to establish mediation to settle disputes instead of resorting to the courts, the circuit of which is long and expensive. The official also stressed the urgency of launching “the Small Business Act”. This specific framework will allow VSMEs to have greater access to public procurement. As it is conceived, the “Small business Act” offers an integrated vision allowing to remove the constraints faced by VSMEs. It should be noted that this project, which is slow to see the light of day, is one of the elements that the CGEM has long claimed and which also appears in its white paper.

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