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Finally an increase! It is explained by the increase in the interest rates collected on the bonds and the decision of the guarantors to dip into their reserves.
Rubric headed by Laurence Allard
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Is the descent into hell complete? After twenty years of uninterrupted decline, the performance of funds in euros, which constitutes the bulk of their investment in life insurance, is rebounding. A significant increase. The net management fee rate of Afer, the leading savers association (it has 753,000 members), climbs from 1.70 in 2020 and 2021 to 2.01% and that of Gaipare from 1.80 to 2 .20%.
Insurers and mutuals are doing even better: Garance has announced a rate of 2.80%, Matmut or MACSF, a rate of 2.50%, Maif, 2.10% (See table). Some insurers increase the rate according to the proportion of units of account (UA) held by the saver in his contract. The Caisse d’Epargne thus delivers 3.38% to policyholders of the Nuances Privilège contract who hold 50&nbs…