2023-11-22 05:01:09
One of the things that pet owners are most interested in is that there is quick and effective care in case the animal suffers an accident or begins to suffer from an illness. Although the most common thing in these cases is to go to the nearest veterinary center, there are other types of alternatives. which may even offer the possibility of care at home.
These are prepaid veterinary medicine plans, which have as objectives, on the one handprovide greater coverage in services and, on the other hand, facilitate financing and avoid large expenses for pet guardians.
Fredy Armando Restrepo, general director of PetPlan, a pioneer company in this type of plans, explains why people are migrating to this option. “The alternatives found today in prepaid health for pets are directly related to the growth of the pet market thatin turn, has to do with the transformation of the family in Colombia and in the world.
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While before families were made up of four or five children, currently they are only having at most one child or even only one dogwhich is why more importance is given to the care of animals.”
It is important to clarify that prepaid medicine for pets is divided into two: insurance and health plans.
The main difference between both concepts is that the former are more focused on damages and unforeseen events.covering expenses such as damages to third parties, daycare in case of the owner’s absence, funeral services and psychological counseling for owners due to the death of pets; while the plansoffer a wide variety of services, including coverage of surgeries, consultations, hospitalization and laboratory tests. Likewise, the emergency service is included with professionals available 24 hours a day.
It should be noted that there are very different alternatives on the market, which adapt to all budgets. “Although the price of insurance is affordable, given that it can be found from $18,000 on the market with coverage of up to $1 million in accidents and illnesses, Prepaid medicine already has coverage above 10 minimum wages per accident and 12 minimum wages per illness, with unlimited events, since you can attend the clinic as many times as necessary,” stated the director of PetPlan.
Among the other advantages offered by this type of plan are the possibility of choosing the doctor of your choice, the coverage of hospitalization, the performance of specialized examinations and the possibility of home care. All of this is subject to the plan purchased and the amount paid periodically.
In this way, prepaid veterinary medicine plans are increasingly becoming an economical, effective and safe option, and a sign of people’s responsibility towards their pets.
Insurance for pets, another alternative
Although with less coverage than prepaid medical plans, pet insurance is also used by many people to deal with eventualities such as accidents, illnesses and even death. These policies can be found on the market starting at $20,000 and, in addition to veterinary expenses, they also provide protection in case of damage to third parties.
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