Solidarity Loan Payment Process 2024: Check Debt, Payment Dates & Calculations

2024-05-08 01:13:20

The solidarity loan was a state credit granted by the state in the years 2020 and 2021 in response to the Covid-19 pandemic, due to the decrease in income experienced by various workers. This year, the payment process for this assistance continues.

How to check your debt

If you want to verify the existence of debt in relation to the Solidarity loan, You can make a request via the website: Solidarity loan (sii.cl).

Once inside the page, you should select the option “Self-consultation” and start a session with Clave Tributaria or Clave Única.

Once inside the system, The amount awaiting payment must be displayed or confirm whether the government credit has already been paid.

How is the payment made?

Operating Income 2024 continues, and this year those who have requested the Solidarity loan must also participate in the process.

At the time of the request, there was agreement repay the loan in four instalments, adjusted to the CPI, which must begin to be paid two years after the application. Thus, those who requested it in 2020 pay their third installment this year, while those who requested it in 2021 pay their second installment.

What are the payment dates for the Solidarity loan?

For those who applied for the Solidarity Loan in 2020:

  • First installment: 2022
  • Second part: 2023
  • Third installment: 2024
  • Fourth part: 2025

For those who requested it in 2021:

  • First installment: 2023
  • Second part: 2024
  • Third part: 2025
  • Fourth part: 2026

How to calculate the fee to be paid

Suppose a person applied for a solidarity loan of $400,000, the payment of the installments would be as follows:

  • Fee 1 (10%): $40,000 + IPC.
  • Fee 2 (30%): $120,000 + IPC.
  • Fee 3 (30%): $120,000 + IPC.
  • Fee 4 (30%): $120,000 + IPC.

Exception for pensioners

Pensioners who requested this loan will be able to repay the amount to the Republic’s general treasury in 48 equal and consecutive monthly installments, expressed in UF and without fines or interest. In addition, The amount to be paid cannot exceed 5% of the pension amount.

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