Banks have increased commissions. The narrow margin of maneuver that banking entities have, with increasingly diminished profits and interests, has forced this type of company to seek market niches in other fishing grounds. And many have set their sights on savings accounts. There are not a few bank customers who in recent months have received calls from the entities with which they work alerting them that from a certain month they would start having to pay commissions. What are the banks that still do not charge? A study by helpmycash (a web page specialized in this type of study) points out three entities as the only ones in the market that currently do not charge any type of commission.
ING
The bank that came selling itself in its day as the only one that did not charge commissions (and one of the first to pay customers for their money), continues to keep its philosophy alive, at least as far as savings accounts are concerned. Customers who have their payroll directly deposited (or the “sin nónima” account) can enjoy all the advantages of the bank, such as credit cards, without having to pay.
The weak point of this bank has always been the number of branches and ATMs it has throughout Spain, which are not too many. However, in the aforementioned study it is pointed out that in total the bank has 50,000 ATMs in which the user can withdraw money without commissions.
Bank
The Galician bank gives away 150 euros to those who direct their pension or payroll. It also offers an account in which commissions are not charged neither for the maintenance of the account nor for the common operations that are carried out, such as transfers.
open bench
Santander’s online bank offers you the possibility of having a series of advantages (that of not paying commissions, among others) as long as one of the conditions is to have a payroll or a minimum monthly income.
BBVA online account
It is one of the Spanish banks par excellence and has an Online Account service without commissions that is already enjoyed (according to its own statistics) by more than 700,000 customers. A proposal without expenses for basic operations or for the debit card.