5 benefits of using your credit card on vacation

Tu card of creditnot only can it save you from a fraud and offer you greater securitybut it even offers you trips free, insurance and personalized assistance to locate the best offers tourist in these vacation of Easter.

Although many do not believe, the plastics Banking institutions are equipped with a series of securitypolicies against loss of luggage o accidents and rewards programs without cost or payment of commissions.

For example, credit cards have a mechanism to protect your personal information and financial, through the App of you bancowhere you can generate account numbers y digital keys for each purchase, different from those of physical plastic.

They also have coverage that replaces the amount of a cargo unrecognized, while the financial institution carries out the investigation of the case and the corresponding clarification; benefits that are very valuable when you go on vacation.

According to the Condusefyour ID credit with is armed with a safe o coverage by robo of luggage, accidents in travel, theft or loss of the cardcontra assault in ATMdamage to autos rented and coverage in case of death.

Additionally, some banks offer rewards in points or miles that you can redeem for free travel on taxi with some Apps; without forgetting the discounts direct in the purchase of tickets plane or access to airport VIP lounges.

And the best thing is that all the benefits mentioned are activated through payment. annual commission of plastic and are within your reach when you buy your trips or tourist services – of Easter or any other season vacation– with the credit card. Although some require subscription to special programs consumption.

“Up to seven out of 10 Mexicans are unaware that their credit card offers them everything from travel, accident or illness insurance to free trips; and they do not charge commissions when using them abroad.”

— Sandra Huerta, finance coach

5 unknown benefits of your credit card

On the occasion of the vacation of EasterFinance specialist Sandra Huerta revealed that there are five important benefits that credit cards offer, which most users are unaware of or do not know how to make them valid:

1. Security and zero commissions

Credit cards have insurance and mechanisms against cheats o cloning. In addition to the fact that by using them abroad you avoid paying commissions for withdrawal of cash in cashiers and you are only responsible for consumption at the current exchange rate

2. Free trips

You get special rates when you buy your tickets of plane, bus or some cruise. There are also rewards programs that offer you from a journey free in taxis, even a plane ticket when redeeming points or accumulated miles.

3. Insurance

Accounts with various insurance that keep you protected. Coverage depends on the type of card. Some include policies for theft or loss of luggageprotection of accidents o diseases during the trip and safe protected purchases

4. Passport replacement

When you travel abroad, customer service centers customers They offer information and advice for the replacement of your passportservices of emergency and contact with diplomatic representatives of your country.

5. Personalized assistance

In case of having premium plasticsyou have access to the personalized service of trip planning; that go from flights, hotel and vehicle rental, to tours and cruises. In addition to help with booking the best places to have dinnerbuy tickets for the best shows and other events.