Financial Pressure: Dealing with Family Demands to Pay the Mortgage Together

2023-07-23 08:30:00

(Schematic diagram / Photo by Yu Luguang)

“Being forced by my husband’s family to pay the mortgage together!” A female netizen complained that her and her husband’s combined monthly salary was 150,000 yuan. Unexpectedly, her husband’s family planned to use the house as a loan for retirement due to poor financial planning, and asked the couple to help pay the mortgage.

The original PO posted on the online forum Dcard, “My husband and I have a combined salary of 150,000 per month. Recently, we are discussing about buying a house and having a baby. At the time when the plans are almost the same, because of poor financial planning, my husband’s family is planning to use the house as a loan for retirement. My husband’s younger brother’s income is not high. It is lucky that he can not ask for money from the family. One of them retired, and the other retired in five years. Finally, they turned their heads on us.”

A female netizen mentioned, “When we were planning our expenses, we didn’t expect this day to come, and we didn’t have any spare time. I also said very firmly: If I want to pay the mortgage, then sell the house to me. Of course, the other party is also reluctant. My husband has tried his best to block it, but he is soft and hard every now and then, so that he doesn’t want to go back to his hometown. I don’t understand. The children are all grown up and married. Why do the elders think it is reasonable to make such a request?”

The original PO said helplessly, “If we help to pay, we will have one less child to support, but the old man said over there: If you don’t help pay, you will have no place to live in the future. You have worked so hard to raise your child, but you don’t know how to repay it. If you have no money, you can come back to live with your in-laws, which can save money and have someone to take care of the child. What will everyone do when encountering this kind of problem? I think the compromise is that our family will give 10,000 a month.

After the post was exposed, netizens commented, “It is already a good son and daughter-in-law to be able to give to a filial relative. Unless the parents are willing to transfer the house to your husband’s name, it is unreasonable to help pay the loan.”

(Picture / flip from Dcard)
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