[사진=푸본현대생명]
Fubon Hyundai Life Insurance announced on the 30th that it is selling ‘Zero Safe Plus Guarantee Insurance’, which guarantees both diagnosis and living expenses in the event of cancer, brain or heart disease.
This product has the main contract for accidental death and payment of maturity (initial contract), and through optional special contract, it can intensively guarantee cancer, brain/heart disease, etc.
In particular, it is characterized by providing living expenses for up to 60 months (definite payment for the first 12 months) along with a diagnosis in case of cancer or brain/heart disease.
In the case of cancer, the diagnosis fee is paid for general cancer, breast/genital cancer, and microscopic cancer respectively. For certain cancers such as stomach cancer, lung cancer, liver cancer, and colorectal cancer, the diagnosis fee is paid once more. After a diagnosis of general cancer, living expenses are provided for up to 60 months.
For brain and heart diseases, not only existing cerebral hemorrhage and acute myocardial infarction, but also cerebral infarction and ischemic heart disease (angina, etc.) are covered. In the event of a brain or heart disease, living expenses are provided for up to 60 months.
In addition, the product can be subscribed for from 15 to 60 years of age, and is guaranteed up to the age of 100 through 10-year renewal. The amount of insurance can range from 10 million won to 100 million won, and the premium is 35,000 won per month for men in their 40s (30 million won for the main contract and 100 million won for living expenses for cancer and 2 major diseases).
An official from Fubon Hyundai Life Insurance said, “Recently, the incidence of cancer and brain and heart diseases is increasing, and the survival rate and treatment period are also getting longer.
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