2023-06-04 19:31:00
This Sunday, June 4, 2023, the government announced that it wanted to end the Pinel tax exemption system beyond 2024. Élisabeth Borne should confirm this announcement made during the National Refoundation Council and specify these changes which will impact the owners.
First measures were unveiled a few hours in advance, reports BFM TV. As Prime Minister Elisabeth Borne prepares to announce the main lines adopted during the National Refoundation Council (CNR), the government’s desire to put an end to Pinel has been revealed.
Zero rate loan
For the government, the Pinel device does not offer enough results in view of what it costs the State, it would like to put an end to it by 2024.
It allows individuals to buy new with a tax reduction, provided that rents are capped. If it were to be abolished, there would be no more tax exemption for individual investors from 2025, after 40 years of practice with the Méhaignerie system in 1986.
Furthermore, the zero rate loan will be refocused, although extended until 2027. It will be possible in old real estate but under renovation conditions or for tight areas and new collective housing. On the other hand, people wishing to borrow to build, and especially near cities, will no longer be able to do so via the PTZ.
As for the notion of tense zone, the government would like to extend it to cities which are re-industrialize.
Warranty visa
The government wants to extend the Visale guarantee for unpaid rents. Today, this concerns almost a million people and the objective is set at 2.5 million.
Appeal to institutions
The device greatly benefits real estate agents, however, by putting an end to it, the government is relying more on institutional investors (banks, pension funds, insurance companies, etc.). To do this, he wants to create a tool: the LLIor Intermediate Rental Housing, explains the Ministry of Ecological Transition.
Intermediate housing is housing with regulated rents below market prices. They were created in 2014 with the ambition of providing access to affordable housing in areas stretched by the middle classes who do not have access to social housing.
Thanks to this measure, he hopes to encourage the construction and renovation of housing by institutions.
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