2023-06-20 01:10:44
Choi Seung-jae
On the 20th, with Heungkuk Life Insurance’s subsidiary GA (corporate insurance agency) being established, controversy is expected as the illegal business practices of Heungkuk Life Insurance employees and planners are being revealed.
According to data obtained by Rep. Choi Seung-jae (People’s Power) of the National Assembly’s Political Affairs Committee, Heungkuk Life Insurance was investigated for dozens of illegal business practices in the Financial Supervisory Service’s regular inspection, which began in March and lasted for about two months. lost.
Eight branch managers and 11 planners committed various illegal business activities, such as paying customer insurance premiums, providing special benefits, and contracting via transit, respectively, in the course of insurance business.
In particular, in the case of transit contracts, Article 97, Paragraph 1 of the Insurance Business Act strictly prohibits the act of soliciting insurance contracts using the name of another solicitor, and the provision of special benefits is also strictly prohibited under Article 98 of the same Act, so the relevant prosecutor If the contents are confirmed to be true, it seems that Heungkuk Life Insurance will not be free from responsibility for causing damage to financial consumers by not properly managing and supervising these activities.
A bigger problem is that a subsidiary GA of Heungkuk Life Insurance was established while the inspection was in progress.
Heungkuk Life Insurance pushed for the establishment of a subsidiary-type GA from last year, but voluntarily withdrew the report due to issues such as the call option crisis and the RBC ratio.
However, it was reported again on April 10th and finally repaired on April 19th, and a subsidiary GA was opened today on the 20th.
It is pointed out that it is very unnatural for a GA to be established without announcing any results while an investigation is underway for illegal business activities by executives and employees, branch managers, and planners, in that the establishment of GA is reported as a procedural report, but in fact it is not different from approval. am.
In particular, according to the information obtained by Congressman Choi’s office, some circumstances were revealed in which Heungkuk Life Insurance executives and employees were systematically involved in the provision of special profits. As there are concerns that the act may become more rampant, the need to improve the GA establishment procedure is also raised.
Even on the 19th, Heungkuk Life Insurance received an on-site investigation by the Fair Trade Commission in connection with the strong selling of golf course memberships by Taekwang Group, the parent company, and is expected to further fuel this controversy.
On the 20th, Rep. Choi Seung-jae said, “We claim that there is no problem with the GA establishment process, but institutional improvements must be made regarding the fact that GAs can be established during inspections.” In addition to the detailed investigation and eradication of the behavior, problems with employees or inappropriate behavior of the company should also be a precedent condition for the establishment of GA, so that the rights and interests of planners who faithfully do their best in business every day can be promoted.”
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