In the blink of an eye, half of September has passed, and 8 large and small banks have temporarily added Hong Kong dollar time deposit interest rates throughout the week, including HSBC (HSBC), which raised short-term deposit interest rates after the Mid-Autumn Festival holiday, and the note-issuing bank raised interest rates for two consecutive weeks.East Asia （00023）
And Volkswagen Finance raises short- and medium-term interest rates, Nanshang, Shanghai Shangshang and CCB Asia raise interest rates across the board, Ping An （02318）
Its virtual bank, Ping An OneConnect (PAOB), has paid 4-month annual interest, and Bank of Communications Hong Kong has increased it twice a week.
Experts expect that after the Federal Reserve raises interest rates on September 22 (Thursday), Hong Kong’s prime interest rate (P) will increase along with it, and the Bank of Hong Kong will make a sneaky outpost before raising the P interest rate.
There are three major points of interest in the whole week’s deposit-taking battle, namely: (1) HSBC significantly raised the one-month annual interest rate to 1% on September 13 (Tuesday), and the new interest rate to 2%. Designated wealth management accounts must first There are additional terms such as the exchange of foreign currencies. The bank also enjoys 5% of the same deposit period, but the gameplay is different. Designated wealth management accounts must first participate in a specific stock reward plan, and only after completing the transaction will receive an additional interest rate increase. (HSBC Programme Details）
Competing with note-issuing banks, BOCHK （02388）
1-month annual interest is now 1.5%, Standard Chartered Hong Kong （02888）
It is 1 centimeter.
By the way, since May 24th, June 2nd and 20th, July 4th, August 4th and 22nd, and September 7th and 13th, HSBC has recorded the 8th degree in more than three months. Interest rate hike; in September alone, it is the second time to make a difference.
7-day U.S. dollar fixed deposit up to 8.5% HSBC raised interest rates 8 times in more than 3 months【Next page】
(2) Reappearance of broken ceiling rate: Although there are only 4 trading days in the whole week, there is still a record high fixed deposit rate. Citigroup raised the 3-month annual rate by 0.1% to 2.88%, the highest rate in the city, but the bank After the reduction is completed, the half-year and 1-year annual interest is added.
(3) Lowering the threshold to enjoy higher interest rates: Small and medium-sized businesses are brave to grab new money for the New Year. Nanshang increased the one-year fixed deposit by 0.32% to a new level of 3%, but the admission fee has dropped from 5 million yuan to only 100 yuan. million. However, the minimum deposit of 2.88% for half a year remains at 5 million yuan.
There is another big position in the weekly high-yield list. The biggest change is 3 months. Citi won the championship with 2.88%, narrowly beating Fubon’s 2.8%, the third place is Bank of Communications Hong Kong’s 2.78%, Dah Sing （02356）
Ranked 4th with 2.7%.
In the semi-annual period, there are Marble champions, and Fubon and Daxin are both 3.2%. Volkswagen Finance increased by 0.3% to 3.1% and was promoted to second place. On the contrary, CNCBI maintained 2.9%, so it slipped one rank to third place.
In terms of 1-year period, both Fubon and Volkswagen Finance are 3.3%, showing a double crown. It was followed by Overseas Chinese Wing Hang with 3.18%, and ICBC Asia ranked third with 3.05%. Citigroup, Furong, Nanshang and CNCBI all ranked the top with 3% and 4 lines. East Asia and Bank of Communications Hong Kong ranked the top 5 with 2.88%.
Experts predict that the battle for survival will continue until after the long holiday of the Double Ninth Festival (October 4th). Since the end of the season is approaching, there are 3 new stocks in the market that are striving to debut before the end of the month, raising a total of up to about 21.7 billion yuan, including Vanke. （02202）
Spin-off property management business All things cloud (New listing number: 02602)
, plans to raise 6.15 billion yuan, plus about 7.8 billion yuan to raise about 7.8 billion yuan in mainland electric vehicle manufacturer Leap Motor Technology, the two IPOs may hit the market as soon as next week. The addition of lithium battery manufacturer China Innovation Aviation Technology to raise about 7.8 billion yuan makes money tighter before the end of the quarter.
6 Features of Bank Bond Refund Promotion【Next page】
Over there, livi bank, a virtual bank owned by BOC Hong Kong, JD Digital and Jardine, recently introduced a new term deposit, 0.45% for 1 month, 1.5% for 3 months, 1.8% for 4 months, and 2.2% for half a year And 2.4% for 1 year, the minimum deposit amount is 500 yuan, and the upper limit is 5 million yuan; the interest rate over 5 million yuan is 0.01%, and the final limit is 10 million yuan.
Competing against 6 virtual banks with fixed deposits, the 1-month period won the championship with 1.5% of Ping An OneConnect (PAOB). 3 months is Xiaomi （01810）
Leading AirStar Bank, as well as ICBC (Asia) and Tencent （00700）
and HKEx （00388）
Qi Yin Fu Rong (Fusion Bank), who has a share, won the title with 2.3%.Semi-annual with TOM Group （02383）
Its WeLaB Bank and Furong Qi topped the list with 2.6%. In the 1-year period, Furong won the championship by 3%.
However, ZA Bank offers eligible new users an additional interest rate hike of 1.7% until the end of September. Furong also has a welcome reward. New customers will receive an additional 3.91% interest rate increase coupon for the 1-month period until the end of October.
In addition, the one-year interest rate on September 16 (Friday) has exceeded 4%; the one-month interest rate has risen for 6 consecutive years, at 2.36%. Looking ahead, the world will focus on Super Thursday. Nomura expects the Federal Reserve to raise interest rates by 1%. However, Jiahao Liao, Head of Investment Strategy and Global Wealth Planning Department of Citibank, responded to this newspaper’s query that Fed Chairman Powell is hawkish, but he is expected to raise interest rates only in September. The target of the US dollar index by the end of this year is between 111 and 112.
On the other hand, the 9 banks have announced the refund discount for bank bonds, and they are rushing to refund 17.5 billion yuan of idle funds to Friends from September 14 (Wednesday). 2 Great High Interest King is 3.3% of Jiyou 328 days.
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Special correspondent: Zeng Guifen
Responsible editor: Chen Chuyuan