2023-06-18 07:00:02
The underside of Livret A money, the LEP rate which is likely to fall sharply, real estate rates which cross a new symbolic bar… MoneyVox summarizes the 5 unmissable news of the week.
The underside of Booklet A
Never before have the French deposited so much money in Livret A savings accounts. With a rate of return which rose from 2 to 3% on 1 February, the amount outstanding continues to grow. But do you know what your money is for? Who owns it? Go behind the scenes of Livret A money.
QUIZ. Booklet A: do you really know this unique investment in the world?
The LEP rate down sharply
This week, in its new Conjuncture Report, INSEE reveals that the rise in prices will slow down to below 5% this summer, 4.6% in September. Tails, this is good news for household purchasing power. On the face of it, it’s rather bad news for the return on your savings. And in particular that of the People’s Savings Book (LEP) whose rate is set on the evolution of inflation. Result, this one, today of 6.1% should fall sharply on August 1st. What awaits you.
The average pension of French withdrawals
The number of withdrawals passed the 17 million mark at the end of 2021, according to the Drees study published this week. This is 100,000 more than at the end of 2020. Adding survivors’ pensions, 18 million people received a retirement pension at the end of 2021. If 16.5 million withdrawn reside in France, around 1.5 million receive their retirement outside the territory. All these figures appear in the new annual survey of the DREES, the statistical service of the social ministers. And it also reveals the average amount of pension received by retirees. Here it is.
How to calculate your pension at age 64, 65 or 67
It was one of the main pieces of information at the start of the week. Announcement of the update of the official simulator on Info-Retraite.fr, following the changes resulting from the pension reform. An update that led to an influx of connections and disrupted the operation of this tool. Thanks to it, you can now accurately simulate the amount of your future pension at legal age, at the age of the full rate, or at age 67. Explanations.
Questions about your future retirement? Make an appointment with Pension Insurance and Agirc-Arrco
Real estate rates soaring towards 4%
On Thursday, the European Central Bank proceeded to raise its key interest rates again. As a result, real estate rates in the midst of a bull run will rise further in the weeks to come. Future borrowers are warned: credit rates will reach the 4% mark by the end of the summer.
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