2023-12-18 07:53:00
Our big RTLINFO Ipsos Le Soir barometer addresses the field of real estate this month. With this question, in particular: when did you buy your first real estate? The results show that this first purchase occurs later and later: 34 years on average. Particularly because banks require an increasingly higher initial contribution.
Let’s take an example. If a young couple wishes to acquire a house estimated at €350,000, they must pay 10% of the sum, or 35,000 euros, but this is far from enough, as notary Edouard-Jean Navez points out. “35,000 euros of equity capital plus acquisition costshe specifies. So in the case of a purchase for 350,000 euros, we can start with an envelope of 80,000 euros of equity.
However, 30 to 35% of first-time buyers are young, but always a little older. “This is explained by the difficulty young people have in raising the necessary equity capital in a context where the average price of housing has increased since 2020,” continues the notary. Hence their preference for rental. In fact, many young people do not have the opportunity to ask for financial help from their parents.
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