2023-05-15 09:21:33
The new Animal Welfare Law includes this novelty, until now reserved only for dangerous breeds
On March 29, the new Animal Welfare Law, which introduces so many novelties in its articles to improve the lives of our pets. His entry into force will not take place until September 29, but there are aspects that must be taken into account in advance to prepare ahead of time. It is the case of Mandatory dog insurancewhich from that date should have all breeds, and not just potentially dangerous ones, as up to now.
This policy consists of a liability insurance, that protect the owner of the animal in the event that it causes damage to a third party, such as a bite, causes an accident or damages other people’s property. AND this is the basic difference with conventional insurance for animals.
As in other types of insurance, there is a wide range of policies for dogs and also other pets, depending on the breed and the benefits that said insurance includes.
The most basic price may go from 25 to 40 euros per yeartaking into account that civil liability insurance for potentially dangerous dogs (PPP) is currently around 62 euros, according to the specialized journalist Rocío R. Gavira on the Wamiz portal.
It is a different insurance than usual
“Has nothing to do the novelty of the mandatory civil liability insurance of the Animal Welfare Law regarding pet insurance that many companies have been offering for some time”, he stresses.
And it is that hehe usual insurance up to now “focuses on the health of the dog or cat: veterinary assistance, compensation for theft or loss, or coverage for the stay in a residence due to hospitalization of your family”.
The article of the law that includes this novelty is 30.3 and says the following verbatim:
“In the case of dog ownership, and throughout the life of the animal, the owner must contract and maintain civil liability insurance in force. for damages to third partieswhich includes in its coverage the people responsible for the animal, for an amount or amount sufficient to cover the possible derived expenses, which will be established by regulation”.
According to the aforementioned portal, when, as of September 29, the law begins to be applied, each person in charge of a dog You will have a maximum of two years to take out the insurance Mandatory for dogs.
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