2023-05-16 00:53:46
In May, a battle for deposits broke out among banks, and it focused on the short-term deposit period. The competition for the 3-month deposit period was the most intense. Recently, more than 10 banks have successively increased the deposit interest for 3 months, and the low-threshold virtual silver has also joined the fray. Entering a new week, at least 4 banks have raised interest rates in a single day today:
The 3-month deposit period is close to 4%, and the large households earn nearly 20,000 yuan
As can be seen from the picture above, CCB Asia, Dah Sing Bank and CNCBI have the highest deposit periods of 3 months. All three are added together, and the latest has approached 4%. CCB and Dah Sing are exclusive to wealth management customers with high thresholds, while the latter It is a low deposit threshold.
And today East Asia has also added in, the high-end Supreme Private Wealth Management customers deposit 2 million yuan, earn 3.8% in 3 months, and earn 19,000 yuan in interest in just one quarter.
Chong Hing Bank has no new capital requirements, deposits 500,000 yuan, and the 3-month deposit period is newly increased to 3.7%, earning 4,625 yuan in interest.
Both Fu Rong and Dah Sing Bank raised interest rates. In addition, I recommend ICBC (Asia)’s special deposit period, which has a 3.5% rate for 188 days, but the minimum deposit is 3 million yuan, and the threshold is not low.
The discounts for 1 week to 3 months deposit period are listed below:
Banks snap up short-term funds
【Fixed Deposit】Teach you how to earn 6% every month!Get 10% high interest rate immediately
In addition to the 3-month deposit period, the one-week short-term deposit also has a big battle. The following introduces two high-interest welcome offers, one is8%another great idea20%！
ICBC 8% earn 300 yuan a week
ICBC (Asia) launched a welcome discount of 8%. No high-end wealth management account is required. General personal customers open a one-week fixed deposit of 1,000 yuan to 200,000 yuan through mobile banking. The annual interest rate is 8%. Quickly earn about 300 yuan a week.
The bank also has another discount, which was 3.8% for 3 months last month, and it lasted in May. It is also applicable to new personal customers, but it needs to be opened at a branch, with a deposit amount of 100,000 to 800,000 10,000 yuan, calculated as 800,000 yuan, earn 7,600 yuan in 3 months!
CCB earns 2000 yuan a week at 20%
In terms of welcome offers, CCB Asia is the most exaggerated, with a time deposit annual interest rate as high as 20%! The initial deposit amount is 500,000 yuan, and the deposit period is 1 week. You can earn about 1,918 yuan in 1 week in Hong Kong dollars, US dollars or RMB. But it is not easy to earn high interest rates, this offer has the following conditions:
- To be a new CCB Asia “VIP Select” or “VIP Banking” customer, the average daily balance of the two accounts must be HKD 5 million and HKD 1 million respectively.
- Required to subscribe for designated investment products, such as funds, bonds or structured stock-linked fishing products.
- Subscription products must reach HK$500,000 or above
In other words, the threshold for earning this discount is 1 million yuan, because you must deposit at least 1 million yuan of new funds to become a new CCB Asia customer, and then invest at least 500,000 yuan in products to be able to open with the same 500,000 yuan 20% time deposit.
Date this article was last updated: May 15, 2023
Written by: Liao Yiran
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