2024-03-19 13:30:22
Anyone who continues to work in old age benefits from insurance and Pillar 3a
If you work after retirement, you can postpone withdrawal of Pillar 3a for five years. However, at the age of 70 you have to receive pillar 3a.
If you continue to work after reaching retirement age, you can remove the risk of accidents from your health insurance and save some on your premium: carpenter at work.
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I will continue to work in our company after retirement and will postpone the AHV. Can I continue into the Pillar 3a and am I insured by my employer against the risk of accidents? KW
Yes. If you work for your employer at least eight hours a week, your employer must also insure you against the risk of accidents. Since you continue to work after reaching normal retirement age, you can remove the risk of accidents from your health insurance company and save some on your premium, as this is insured by your employer. (Read more about this: Anyone who wants to work beyond retirementhas to go through the death zone first.)
I assume that you are also covered with daily sickness benefit insurance. To be on the safe side, ask your employer exactly which insurance policies they cover if you continue to work after you reach retirement age, so that you don’t have any gaps.
You have postponed your AHV pension. You should check whether you also want and can postpone your pension fund pension. The options depend on your financial situation and the fund’s regulations.
You can continue to use the tax-privileged Pillar 3a: Since you continue to earn income, you can make contributions to Pillar 3a and then this deducted in the tax return bring. If you work in old age, you can postpone withdrawal of Pillar 3a for five years. However, at the age of 70 you definitely have to receive Pillar 3a.
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