What changes on December 1 for your budget, and the tax deadlines not to forget before the end of 2023

2023-11-30 17:00:08 December is marked by the entry into force of new measures. But also by a whole series of tax meetings not to be forgotten… End of the Agirc-Arrco penalty for new retirees In 2019, a temporary pension penalty was created at Agirc-Arrco, the supplementary pension scheme for private sector employees. This was decided … Read more

it’s time for a big clean-up of the units of account

2023-11-23 05:00:40 The European Union wants to develop the participation of its citizens in capital markets. And this requires better control of fees and other commissions. A text called RIS (for Retail Investment Strategy, the “strategy for retail investors”) is being finalized, to better regulate the governance and sale of savings products. Above all, it … Read more

can I keep my company mutual insurance when I retire?

2023-11-19 05:00:07 Question to an expert I am retiring, how long will I be able to keep my company’s complementary health insurance and will the price change? Article 4 of the law of December 31, 1989known as the “Evin law”, provides that, when they retire, employees leaving the company can keep the complementary health insurance … Read more

Bankers and insurers do not yet sufficiently regulate the sale of products to their elderly and fragile customers

2023-11-07 05:00:18 How can we ensure that the person taking out an investment really understands what they are signing, that it corresponds to what they want and to their interests? The delicate question of “informed consent” becomes even more so if the client is elderly. And that he is therefore, more than others, able to … Read more

Economists underestimate climate risk, says Finance Watch

2023-10-30 23:01:09 Fire caused by prolonged drought in the Semarang region, central Java island (Indonesia), October 28, 2023. DEVI RAHMAN / AFP Some are missing the point. Too often, economists are still unable to fully assess the quantified impact of global warming on our societies. Worse, they systematically underestimate it. This is the uncompromising observation … Read more

Financing Energy Saving Work for Co-ownerships: How to Obtain Loans and Reduce Costs

2023-10-21 04:00:05 Carrying out energy saving work is expensive; it often costs between 25,000 and 40,000 euros per home for an overall renovation, according to building professionals. Prices which are not within the reach of all co-owners. “The banks absolutely need to support us. Without them, energy renovation will be difficult to achieve”insists Danielle Dubrac, … Read more