: Understanding the Differences and Implications

2024-02-14 05:00:00

It’s lovers’ day this February 14 and Camille’s question is fitting. She and her partner are legal cohabitants. Camille wonders if they should get married. Are they united and protected in the same way? What is the difference between both ?

Legal cohabitation and marriage are not quite the same. There are several differences, here are the most important:

The patrimony

When you are legal cohabitants, you each own what belongs to you, personally. You manage them as you see fit and it’s the same for debts.

On the other hand, if you are married, everything will depend on the matrimonial regime. The property you acquired during the marriage belongs to both. If you do not agree, you must draw up a marriage contract.

Survivor’s pension

Legal cohabitants are not entitled to it, while married couples are. In the event of death of one or the other, but under conditions.

Succession

Imagine that, unfortunately, one of them dies. In this case, the other legal cohabitant automatically inherits the usufruct of the accommodation. He will therefore be able to continue living in it.

For spouses with children, the partner also inherits the usufruct of your entire estate if you are married under the legal regime.

Taxes

There are also things that don’t change. In both cases, for taxes, you write a joint declaration. You will receive a single role extract warning for both of you.

That said, marriage remains a special event. To become legal cohabitants, it is just a declaration to the municipality. Including, between members of the same family, such as a brother and a sister, for example.

Marriage means more steps. You must go to the mayor, possibly to the notary for the marriage contract.

Despite everything, nothing replaces the moving speeches, the party, the wedding rings and of course, the dress.

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